Protecting Servicemembers From Unfair Financial and Civil Actions

Active-duty military service can make it difficult—sometimes impossible—to respond to civilian legal actions, manage financial obligations, or defend yourself from predatory practices. Congress enacted the Servicemembers Civil Relief Act (SCRA) to safeguard servicemembers from these vulnerabilities, yet violations remain common across the country.

Military Justice Attorneys represents servicemembers stationed throughout Georgia, including those at Fort Stewart, Fort Moore, Robins AFB, Moody AFB, Kings Bay, and other installations. Whether you’re dealing with an unlawful repossession, improper foreclosure, or inflated interest rate, an SCRA lawyer in Georgia can intervene quickly to enforce your rights and pursue the compensation or relief you deserve.

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What Is the Servicemembers Civil Relief Act (SCRA)?

The SCRA is a federal law that protects active-duty servicemembers, activated Reservists, and certain dependents from adverse civil actions during military service. These protections apply to:

  • Financial obligations
  • Housing and lease agreements
  • Interest rates and credit accounts
  • Civil court proceedings
  • Vehicle loans and repossessions
  • Mortgage foreclosures

The full text of the SCRA, codified at 50 U.S.C. §§ 3901–4043, is available on the U.S. House of Representatives’ official site: https://uscode.house.gov/view.xhtml?path=/prelim@title50/chapter50&edition=prelim. The purpose of the SCRA is simple: to allow servicemembers to focus on their national defense responsibilities without risking devastating financial or legal consequences at home. The Department of Justice also provides an official SCRA overview and enforcement guidance at https://www.justice.gov/servicemembers. An SCRA attorney in Georgia can help determine which protections apply to your situation and what remedies are available.

The Benefits of Working With a Military Defense Attorney for SCRA Violations

  • Immediate Protection From Unlawful Civil or Financial Actions - If a lender or creditor violates your SCRA rights, your attorney can intervene promptly to halt wrongful actions and pursue appropriate remedies.
  • Strategic Use of Federal Protections - SCRA cases require careful documentation and precise legal arguments. Your attorney applies the statute’s full range of protections to strengthen your claim.
  • Support With Compensation and Damages - In many cases, servicemembers may recover financial losses, statutory penalties, or additional damages when institutions violate federal law.
  • Clear Guidance Through Complex Financial Disputes - Your attorney can help navigate repossessions, foreclosures, eviction actions, loan disputes, and interest rate compliance with a strong legal strategy.
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Is the SCRA Relevant to My Situation?

The SCRA may apply if you experienced any of the following while on active duty or shortly before activation:

  • Vehicle repossession without a court order
  • Mortgage foreclosure or collection efforts
  • Eviction or landlord harassment
  • Denial of lease termination rights
  • Interest rates exceeding 6% on eligible loans
  • Legal judgments entered without proper notice
  • Aggressive debt collection or credit reporting issues

Violations often occur because institutions misunderstand the law—or choose to ignore it. Consulting an SCRA lawyer in Georgia helps you determine whether your rights were violated and what steps to take next.

Former Military Judge Advocates United By Service

Our SCRA attorneys are all former military officers who served on active duty. We work as a team on your case, leveraging each of our attorneys’ unique perspectives and vast experience to win on your behalf.

Gerry Healy

Owner and Founder

Gerry founded Military Justice Attorneys to provide service members with principled, trial-tested defense rooted in firsthand experience inside the military justice system.

  • Former Judge Advocate in the U.S. Marine Corps
  • Recognized Criminal Defense Attorney and Litigator
  • Represents Military Community in Complex Mass Torts
Gerry Healy

Josh Hill

Managing Partner

Josh oversees the firm’s military justice practice, bringing a strategic and detail-driven approach to complex litigation, appeals, and high-stakes administrative matters.

  • Former Military Prosecutor and Defense Counsel
  • Admitted to Practice in all Military Appellate Courts
  • Burton Award for Distinguished Legal Writing
Josh Hill

Chip Hodge

Partner

Chip draws on senior-level military justice experience to advise and defend service members facing courts-martial, investigations, and career-altering administrative actions.

  • Retired Marine Lieutenant Colonel
  • Served as Deputy SJA, Marine Forces Reserve
  • Deployed to Afghanistan in Support of OEF
Chip Hodge

Paul represents contractors injured while working overseas in support of US agencies and forces, combining significant litigation experience with a deep commitment to helping injured workers.

  • Former Major in the U.S. Marine Corps
  • Admitted to the Bar in South Carolina, Georgia, and Illinois
Paul Murray

Jon Shelburne

Senior Counsel

Jon brings decades of courtroom and appellate experience, focusing on serious criminal allegations and complex military justice matters worldwide.

  • 30+ Years of Trial Experience
  • Co-Chair, Veterans Committee for Texas Criminal Defense Lawyers Association
Jon Shelburne

Amy Thomas

Of Counsel

Amy provides strategic counsel on military and employment-related matters, informed by senior leadership experience and advanced legal training.

  • Retired Lieutenant Colonel in the U.S. Marine Corps
  • Master's in Jurisprudence in Labor & Employment Law
Amy Thomas
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What to Expect: The SCRA Claims Process

1. Case Review and Evidence Collection

Your attorney reviews contracts, notices, loan documents, and correspondence to identify where the institution failed to comply with SCRA protections.

2. Immediate Intervention With the Violating Entity

Once retained, your attorney contacts lenders, landlords, or opposing counsel to halt illegal actions and demand corrective measures.

3. Negotiation, Compliance Enforcement, and Damage Assessment

Your attorney works to secure refunds, corrected interest rates, dismissed judgments, lease protections, or reinstated property rights—along with any compensable damages.

4. Litigation or Federal Complaint Filing (If Needed)

If the violating party refuses to comply, your attorney is prepared to escalate the matter through formal complaints or federal litigation.

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After Your SCRA Case What Comes Next

Once your rights have been enforced, additional steps may still be necessary to restore financial stability. Your SCRA lawyer can help with:

  • Correcting credit reports
  • Recovering improper fees or payments
  • Preventing future violations
  • Addressing related financial or legal fallout

Military Justice Attorneys remains available to support servicemembers as issues arise, ensuring your protections stay firmly in place throughout your service.

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Client Testimonials Their Words. Their Cases. Their Results.

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"The Government Came to Bury Me, Josh Hill Buried Their Case Instead"

If you’re reading this review,...

"If you’re reading this review, there’s a fair chance you’re in trouble with the military. The answer is YES—hire Josh Hill. He is worth every penny and more. Don’t gamble with your VA benefits, your military pension, or your freedom. You only get one shot at defending your future. Trust me, this is the guy you want in your corner. When I first hired Josh Hill as my civilian military lawyer, I was staring down a mountain: 28 specifications across 6 charges in a military court-martial. The government basically made a giant mud ball, threw it at the wall, and waited to see what would stick. The stakes couldn’t have been higher—my freedom, my career, my reputation, and my benefits were all on the line. But from day one, Josh brought unmatched experience, surgical strategy, and a level of confidence that gave me hope when I needed it most. Josh Hill is a master of his craft. He navigated the UCMJ like a seasoned warrior—dissecting every allegation, exposing every weakness in the government’s case, and challenging every false assumption thrown my way. His preparation was meticulous, his presence in court was commanding, and his cross-examinations were absolutely relentless. He left no stone unturned and no argument unanswered. Because of Josh’s leadership, we went from what felt like an impossible situation to walking out of that courtroom not guilty on all charges. That wasn’t just a win—it was a total and complete vindication. And it’s 100% because of Josh Hill’s commitment, brilliance, and refusal to let the government steamroll me. Josh Hill didn’t just defend me—he saved my life. I will forever be in his debt for the sacrifices he made and the time he dedicated to my case. One last note: When he calls—ANSWER IT. Drop what you're doing, it can wait. That phone call might be the one thing that changes your future. If you want to hear my story firsthand, Josh has my permission to give you my contact info. I’ll gladly tell you exactly how he absolutely destroyed the government’s case, so I can continue with my life."
-STAFF SERGEANT, USMC

"He is an articulate pitbull in the courtroom."

My career, my life, my futu...

I know Mr Healy quite well. He represented me in a case where the odds were stacked against me. This was the most difficult time of my life considering some other circumstances that were added on. However, he fought for me tooth and nail even though his caseload was very high at the time. It seemed he devoted every ounce of effort to find me justice and in the end, because of his efforts, I was fully acquitted of several charges.

I will never forget that feeling for as long as I live. Upon the announcement of the verdict I nearly collapsed. My career, my life, my future was completely in his hands and he took it as seriously as I did. He is an articulate pitbull in the courtroom. I highly recommend his services if you expect to have any chance of seeing the justice you truly deserve.

-Corporal, USMC

"Mr. Hodge was relentless in his defense of me"

Mr. Hodge was relentless in hi...

Mr. Hodge was relentless in his defense of me . . . and absolved me of any wrongdoing under the UCMJ.
-Corporal, USMC

"His dedication to me as a client was unprecedented."

Josh is a hard nosed and dedic...

Josh is a hard nosed and dedicated attorney that will stand by you every step of the way in your defense. His dedication to me as a client was unprecedented.
-Staff Sergeant, USA

"I would hire them again in a heartbeat."

Gerry and Josh are absolute pr...

Gerry and Josh are absolute professional monsters in the courtroom. I would hire them again in a heartbeat and wouldn’t want anyone else in my corner!
-Private First Class, USA

"I trusted him with my career on the line, and he was outstanding."

Mr. Hill tore apart the govern...

Mr. Hill tore apart the government's theory piece by piece . . . I trusted him with my career on the line, and he was outstanding.
-Petty Officer Third Class, USN

"I would not want my fate in anyone else’s hands."

Gerry Healy is an outstandi...

Gerry Healy is an outstanding attorney. In the courtroom he is confident, knowledgeable, and aggressive. I would not want my fate in anyone else’s hands.
-Airman First Class, USAF
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Why Choose Military Justice Attorneys?

Extensive Knowledge of Federal Military Protections

As former Marine Corps Judge Advocates, our attorneys understand the full scope of SCRA rights and how to enforce them.

Proven Advocacy for Georgia Servicemembers

We have successfully represented servicemembers across the state facing unlawful repossessions, foreclosures, and credit actions.

Dedicated, Accessible Representation

Clients receive direct attorney communication and strategic guidance tailored to their situation, ensuring they are never left navigating complex disputes alone.

These strengths make Military Justice Attorneys a trusted SCRA attorney in Georgia for servicemembers seeking strong, informed representation.

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SCRA in Georgia FAQs

Can the SCRA stop a vehicle repossession?

Yes. The SCRA prohibits repossessions without a court order for eligible servicemembers on active duty.

Does the SCRA apply to Reservists or Guardsmen?

Yes. Protections apply once orders to active duty have been issued, and in some cases shortly after release.

Can I terminate a lease under the SCRA?

Yes. The SCRA allows termination of certain residential and vehicle leases without penalty.

What if a judgment was entered against me while deployed?

Courts may reopen or set aside judgments entered without proper notice or SCRA compliance.

Can I recover damages for SCRA violations?

Possibly. Depending on the violation, you may recover financial losses, statutory damages, and legal costs.

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Protect Your Rights and Your Financial Security

Schedule a confidential consultation today with an experienced SCRA lawyer in Georgia to discuss your situation and begin taking action.

Contact Us When Your Future Is On The Line

Our decentralized approach to military defense ensures that we can represent service members from any branch of the military, of any rank, at any military base or installation stateside or abroad.

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